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Free Credit Report

Under the law, you have the right to review your credit file from a credit bureau at no charge. All you have to do is to write in to the credit bureau to request that they send it to you by mail. This can be accomplished easily by doing the following.

Step One: Fill out and print the request to review credit file form.

Step Two: Obtain two copies of identification. Of which one must contain your signature. The other may be a copy of your latest utility bill, bank statement, phone bill etc.

Step Three: Mail the form and copies of your identification to:

Equifax Canada Inc.
Consumer Relations Department
Box 190 Jean Talon Station
Montreal QC H1S 2Z2

TransUnion Canada
Consumer Relations Centre
P.O. Box 338, LCD 1
Hamilton ON L8L 7W2

A copy of your credit file should arrive within 5-10 business days.

 

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